A payment gateway lets customers pay by card or wallet on your website and sends the money to your bank account. In the Gulf each country has its own popular methods, so it helps to know the options before you choose.
How a payment gateway works
- The customer chooses to pay on your website.
- The gateway shows a secure payment page or form.
- The bank approves the payment.
- The gateway tells your website the order is paid and later sends the money to your account, minus its fee.
Popular methods by country
- Oman: cards through local gateways such as Thawani, plus bank transfer and cash on delivery.
- Saudi Arabia: mada debit cards, Visa, Mastercard and Apple Pay.
- Kuwait: KNET debit cards.
- Bahrain: BenefitPay and cards.
- UAE and Qatar: Visa, Mastercard and Apple Pay are the most common.
- International customers: PayPal and cards.
Regional gateways
Providers like Tap, PayTabs, Paymob and Checkout.com work in several GCC countries and support local methods. Availability and fees change, so compare current offers.
What you usually need to apply
- A commercial registration (CR) or trade license.
- A business bank account.
- A live website with prices, refund policy, terms and contact details.
Fees
Most gateways charge a percentage of each payment, sometimes plus a small fixed fee, and some have a setup or monthly fee.
No CR yet?
You can still sell online with bank transfer, cash on delivery and a simple form-based payment, then add a gateway when your business is registered.
Need help with this? Let us do it for you
arafatbin.com offers payment gateway integration for businesses in Oman and across the GCC, from OMR 7.5. Prices show in your local currency, you get a clear quote before we start, and support on WhatsApp.